„My travel insurance is great. I do not pay as much as everyone else does.” But when pressed further about the benefits of her insurance, my sister could not answer.
A lot of people think that basically all insurances are the same. So, instead of making their choice based on the liability coverage, some choose based on how much it would cost. I guess this is enough for their peace of mind. But *knock on wood* what if something actually happens? What then?!
I am far from being an expert on business travel insurance. But, I (thanks to the people at the Accounting Department) made sure that my needs and the risks I face as a traveller are covered.
It is always best to assess your needs and risk first. And then, shop around in order to have a basis for comparison. Make sure that you read the fine print. Don’t just rely on what the agent would tell you.
Should you need help, check out Bobbie Sage's advice.
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